Clients looking for a mortgage professional and a company that really cares go to Joe Kloss and Bank of the West for their home financing needs. With over 25 years of experience, Joe has helped thousands of families realize the dream of home ownership with responsible, affordable, efficient and timely home financing. Joe understands every client has different financial goals. He takes the time to listen and understand their vision, while staying committed to their best interests, and recommending smart mortgage solutions. Joe is backed by a dedicated, experienced, and knowledgeable team of mortgage professionals. They consistently deliver the highest level of service and take great pride in providing world-class service and creating raving fans. Joe and his team look forward to working with you and your family on your next home purchase or refinance.